Medicare (Over 65 & Disability) Insurance Coverage
In order to aid with out-of-pocket expenses, we provide Medicare Advantage, Medicare Supplements, Home Health Care and Prescription Reimbursement Plans, Dental/Vision/Hearing Coverage, Hospital Indemnity Plans, Life Insurance, and Final Expense Insurance.
We can assist you in sorting through your options and choosing the best plans for your requirements and way of life.
Medicare Advantage Plans
Features of Medicare Advantage Plans are guaranteed issue, no pre-existing conditions, and co-pays for doctor, hospital, and Rx costs. Usually, there are no monthly premiums.
Speak with one of our qualified, certified agents to find out which plans are offered in your region because plans can vary significantly from one county/state to the next. It's crucial to pick a plan that covers both your medication needs and your physician.
Medicare Supplement Plans
Over 95% of all medical professionals in America will accept a Medicare Supplement Plan. No referrals are necessary and low or no out-of-pocket expenses may be applicable for both outpatient and inpatient medical treatments.
The freedom to choose your medical provider, the predictability of expenses, and the extremely low rate increases in the past with some carriers are all things that many individuals appreciate about these plans.
Home Health Care & Rx Reimbursement Plans
Our HHC and Prescription Reimbursement Plans offer you a cash benefit for the prescription medications you need and are often very affordable.
Following a stroke, broken hip, or other medical ailment, these plans offer cash benefits for specified medical services that must be carried out at home, such as physical therapy (and other services).
The HHC/RX plans should not be confused with our approved clients' access to a more thorough Long Term Care Insurance policy with more extensive Home Health Care coverage.
Hospital Indemnity Plans
Although Medicare Hospital Indemnity Plans typically have a set benefit that pays a specific dollar amount for each treatment performed, they do offer a first dollar benefit for covered hospital, surgical, accidental injury, and some outpatient services.
These policies will pay for covered services performed by any licensed healthcare provider and are typically less expensive than more comprehensive policies.