Supplemental Coverage Options
- GAP plans (to cover out of pocket costs)
- Accidental Injury Plans
- Dental/Vision/Hearing Coverage
- Critical Illness and Cancer Plans & more
GAP/Hospital Indemnity
According to plan guidelines, GAP (Hospital Indemnity) plans assist in paying "out of pocket" costs (medical expenses not covered by insurance) associated with hospitalization, accidents, pregnancies, surgeries, and some wellness.
- Ages: 0-64
- Plans available for individuals & families
- Discounts through Multiplan PPO Network
- Some plans include TELADOC & Rx Discounts
- Some plans are guaranteed issue and others require good health in order to qualify.
Dental/Vision/Hearing Plans
You can visit any provider with our dental, vision, and hearing plans, and many benefits start on the first day of service. Other benefits start after six or twelve months. Over time, the benefits typically increase to the point where they cover 60%, 70%, or even 80% of reasonable and customary expenses.
- Ages: 18-89
- Guaranteed Issue
Accident Plans
Over 70% of medical claims originate from accidents, making our accident plans crucial. Some accidental injury insurance policies offer an optional rider for a monthly benefit for accidental injury disability. Families with young children and people in blue collar jobs will find these programs to be especially beneficial.
- Ages: 18-64
Critical Illness & Cancer Plans
Heart attack, cancer, and stroke out-of-pocket deductibles can be covered with the aid of critical illness and cancer plans. Many cancer-related expenses, such as deductibles, co-pays, experimental therapies, travel, and bone marrow donors, are NOT covered by your main medical insurance policies.
In addition to paying for covered items that your main medical plan covers, such as chemotherapy and radiation, nausea medications, and many more, a decent cancer and dread disease policy (ours covers 29 additional conditions outside cancer).
- Ages: 18-69 (varies by plan)